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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,688 | $94,529+0.2% | $140,019-32.4% | $64,173+47.6% |
| Participation rate | 82.1% | 84.1%-2.0pp | 87.5%-5.4pp | 69.6%+12.5pp |
| Annual return | -4.83% | 7.77%-12.6pp | 651.17%-656.0pp | 7.63%-12.5pp |
| Employer contribution / active EE | $6,985 | $3,812+83.2% | $5,605+24.6% | $2,381+193.4% |
| Participant deferral / active EE | $12,105 | $5,250+130.6% | $6,927+74.8% | $3,470+248.9% |
| Admin fee / account holder | $6,893 | $6,741+2.3% | $10,705-35.6% | $4,887+41.0% |