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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,197 | $154,228+17.5% | $145,433+24.6% | $137,256+32.0% |
| Participation rate | 94.7% | 83.8%+10.9pp | 82.1%+12.6pp | 80.0%+14.8pp |
| Annual return | 14.10% | 74.59%-60.5pp | 66.58%-52.5pp | 220.34%-206.2pp |
| Employer contribution / active EE | $3,439 | $4,804-28.4% | $4,554-24.5% | $4,156-17.2% |
| Participant deferral / active EE | $8,268 | $8,216+0.6% | $7,897+4.7% | $6,407+29.0% |
| Admin fee / account holder | $1,491 | $14,344-89.6% | $13,129-88.6% | $12,270-87.9% |