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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,450 | $90,606-70.8% | $79,466-66.7% | $135,379-80.5% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -20.32% | 977.69%-998.0pp | 718.28%-738.6pp | 519.79%-540.1pp |
| Employer contribution / active EE | $2,479 | $3,068-19.2% | $2,800-11.5% | $4,779-48.1% |
| Participant deferral / active EE | $7,255 | $4,050+79.1% | $3,704+95.9% | $5,609+29.3% |
| Admin fee / account holder | $3,548 | $5,895-39.8% | $5,104-30.5% | $10,828-67.2% |