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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,557 | $183,592-58.8% | $155,574-51.4% | $145,877-48.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.17% | 61.37%-52.2pp | 64.87%-55.7pp | 551.28%-542.1pp |
| Employer contribution / active EE | $2,255 | $5,317-57.6% | $4,676-51.8% | $4,663-51.6% |
| Participant deferral / active EE | $7,555 | $6,466+16.8% | $5,629+34.2% | $6,691+12.9% |
| Admin fee / account holder | $6,252 | $19,316-67.6% | $15,914-60.7% | $13,402-53.4% |