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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,685 | $148,629+88.2% | $135,982+105.7% | $139,487+100.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 5.44% | 79.33%-73.9pp | 68.32%-62.9pp | 373.84%-368.4pp |
| Employer contribution / active EE | $11,083 | $5,247+111.2% | $4,859+128.1% | $4,755+133.1% |
| Participant deferral / active EE | $14,464 | $8,102+78.5% | $7,760+86.4% | $6,713+115.5% |
| Admin fee / account holder | $15,719 | $12,406+26.7% | $10,767+46.0% | $11,407+37.8% |