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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $431,895 | $129,737+232.9% | $119,126+262.6% | $154,746+179.1% |
| Participation rate | 75.0% | 78.9%-3.9pp | 75.8%-0.8pp | 80.7%-5.7pp |
| Annual return | 7.92% | 379.08%-371.2pp | 282.11%-274.2pp | 172.34%-164.4pp |
| Employer contribution / active EE | $11,750 | $4,375+168.6% | $4,034+191.3% | $4,379+168.3% |
| Participant deferral / active EE | $21,375 | $5,842+265.9% | $5,318+301.9% | $6,730+217.6% |
| Admin fee / account holder | $2,671 | $11,961-77.7% | $10,693-75.0% | $14,365-81.4% |