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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,510 | $148,623-76.8% | $135,974-74.6% | $139,466-75.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 22.93% | 79.30%-56.4pp | 68.30%-45.4pp | 373.66%-350.7pp |
| Employer contribution / active EE | $2,284 | $5,246-56.5% | $4,859-53.0% | $4,754-52.0% |
| Participant deferral / active EE | $7,157 | $8,103-11.7% | $7,760-7.8% | $6,712+6.6% |
| Admin fee / account holder | $9,585 | $12,406-22.7% | $10,767-11.0% | $11,409-16.0% |