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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,708 | $209,422-84.9% | $178,503-82.2% | $158,982-80.1% |
| Participation rate | 78.9% | 86.4%-7.4pp | 81.9%-3.0pp | 82.0%-3.0pp |
| Annual return | 17.74% | 188.81%-171.1pp | 151.12%-133.4pp | 302.99%-285.2pp |
| Employer contribution / active EE | $1,627 | $5,707-71.5% | $5,011-67.5% | $4,763-65.8% |
| Participant deferral / active EE | $2,870 | $5,955-51.8% | $5,202-44.8% | $5,983-52.0% |
| Admin fee / account holder | $2,461 | $17,079-85.6% | $13,987-82.4% | $11,252-78.1% |