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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,151 | $93,124-94.5% | $77,100-93.3% | $134,545-96.2% |
| Participation rate | 94.4% | 74.5%+19.9pp | 67.9%+26.5pp | 81.2%+13.2pp |
| Annual return | -21.81% | 62.68%-84.5pp | 42.35%-64.2pp | 418.37%-440.2pp |
| Employer contribution / active EE | $762 | $3,421-77.7% | $2,815-72.9% | $4,742-83.9% |
| Participant deferral / active EE | $1,723 | $5,242-67.1% | $4,430-61.1% | $6,401-73.1% |
| Admin fee / account holder | $837 | $6,970-88.0% | $5,443-84.6% | $11,431-92.7% |