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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,367 | $147,556-89.6% | $129,031-88.1% | $198,609-92.3% |
| Participation rate | 78.9% | 77.2%+1.7pp | 73.4%+5.6pp | 82.4%-3.4pp |
| Annual return | 20.69% | 37.41%-16.7pp | 34.67%-14.0pp | 202.70%-182.0pp |
| Employer contribution / active EE | $767 | $3,645-78.9% | $3,226-76.2% | $5,055-84.8% |
| Participant deferral / active EE | $1,697 | $5,760-70.5% | $5,217-67.5% | $6,977-75.7% |
| Admin fee / account holder | $1,533 | $15,467-90.1% | $13,208-88.4% | $19,030-91.9% |