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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,602 | $87,166-83.2% | $76,735-81.0% | $137,256-89.4% |
| Participation rate | 87.5% | 74.4%+13.1pp | 69.5%+18.0pp | 80.0%+7.5pp |
| Annual return | 4.10% | 26.50%-22.4pp | 29.77%-25.7pp | 220.34%-216.2pp |
| Employer contribution / active EE | $2,621 | $2,904-9.7% | $2,454+6.8% | $4,156-36.9% |
| Participant deferral / active EE | $3,488 | $4,726-26.2% | $4,088-14.7% | $6,407-45.6% |
| Admin fee / account holder | $1,568 | $8,403-81.3% | $7,189-78.2% | $12,270-87.2% |