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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,602 | $107,733-86.4% | $92,985-84.3% | $154,746-90.6% |
| Participation rate | 87.5% | 74.6%+12.9pp | 69.5%+18.0pp | 80.7%+6.8pp |
| Annual return | 4.10% | 30.39%-26.3pp | 27.99%-23.9pp | 172.34%-168.2pp |
| Employer contribution / active EE | $2,621 | $3,126-16.2% | $2,662-1.5% | $4,379-40.1% |
| Participant deferral / active EE | $3,488 | $5,053-31.0% | $4,377-20.3% | $6,730-48.2% |
| Admin fee / account holder | $1,568 | $11,369-86.2% | $9,463-83.4% | $14,365-89.1% |