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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,427 | $110,337-72.4% | $102,383-70.3% | $145,877-79.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 32.79% | 24.83%+8.0pp | 24.94%+7.9pp | 551.28%-518.5pp |
| Employer contribution / active EE | $4,115 | $4,216-2.4% | $3,870+6.3% | $4,663-11.8% |
| Participant deferral / active EE | $6,687 | $5,621+19.0% | $5,060+32.2% | $6,691-0.1% |
| Admin fee / account holder | $10,328 | $9,750+5.9% | $8,391+23.1% | $13,402-22.9% |