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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,957 | $73,988-48.7% | $96,538-60.7% | $75,177-49.5% |
| Participation rate | 59.3% | 66.4%-7.2pp | 74.3%-15.1pp | 67.2%-7.9pp |
| Annual return | 13.48% | 26.73%-13.2pp | 35.74%-22.3pp | 160.75%-147.3pp |
| Employer contribution / active EE | $2,249 | $2,930-23.2% | $3,740-39.9% | $2,671-15.8% |
| Participant deferral / active EE | $6,641 | $3,660+81.4% | $4,880+36.1% | $4,126+60.9% |
| Admin fee / account holder | $21,149 | $5,220+305.2% | $6,737+213.9% | $5,651+274.2% |