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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,326 | $112,933-12.0% | $90,970+9.2% | $158,982-37.5% |
| Participation rate | 14.3% | 74.7%-60.5pp | 69.0%-54.7pp | 82.0%-67.7pp |
| Annual return | 17.01% | 215.82%-198.8pp | 134.60%-117.6pp | 302.99%-286.0pp |
| Employer contribution / active EE | $402 | $2,893-86.1% | $2,122-81.1% | $4,763-91.6% |
| Participant deferral / active EE | $1,757 | $4,128-57.4% | $3,373-47.9% | $5,983-70.6% |
| Admin fee / account holder | $201 | $8,047-97.5% | $5,961-96.6% | $11,252-98.2% |