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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,779 | $148,629-61.1% | $135,982-57.5% | $139,487-58.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 20.69% | 79.33%-58.6pp | 68.32%-47.6pp | 373.84%-353.2pp |
| Employer contribution / active EE | $4,651 | $5,247-11.4% | $4,859-4.3% | $4,755-2.2% |
| Participant deferral / active EE | $22,249 | $8,102+174.6% | $7,760+186.7% | $6,713+231.5% |
| Admin fee / account holder | $331 | $12,406-97.3% | $10,767-96.9% | $11,407-97.1% |