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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3 years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $34,695 |
CAPITAL WEALTH MANAGEMENT3 years Filed as: CAPTIAL WEALTH MANAGEMENT, INC. Service code 15 · EIN 65-1226333 | Recordkeeping | $28,560 |
ADP BROKER-DEALER3 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,876 | $43,504-61.2% | $68,612-75.4% | $56,289-70.0% |
| Participation rate | 87.0% | 67.8%+19.1pp | 72.2%+14.7pp | 69.9%+17.1pp |
| Annual return | -6.54% | -3.15%-3.4pp | -4.63%-1.9pp | -9.96%+3.4pp |
| Employer contribution / active EE | $588 | $1,525-61.4% | $2,625-77.6% | $2,111-72.1% |
| Participant deferral / active EE | $1,920 | $2,509-23.5% | $3,311-42.0% | $3,350-42.7% |
| Admin fee / account holder | $255 | $515-50.5% | $5,131-95.0% | $521-51.0% |