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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,845 | $185,312+15.9% | $161,489+33.0% | $154,746+38.8% |
| Participation rate | 90.9% | 82.5%+8.4pp | 78.7%+12.2pp | 80.7%+10.2pp |
| Annual return | 10.35% | 103.84%-93.5pp | 89.72%-79.4pp | 172.34%-162.0pp |
| Employer contribution / active EE | $6,821 | $4,769+43.0% | $4,268+59.8% | $4,379+55.8% |
| Participant deferral / active EE | $7,265 | $6,350+14.4% | $5,630+29.0% | $6,730+7.9% |
| Admin fee / account holder | $6,078 | $18,654-67.4% | $16,006-62.0% | $14,365-57.7% |