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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,870 | $175,231-19.0% | $149,696-5.2% | $139,466+1.7% |
| Participation rate | 50.0% | 83.4%-33.4pp | 78.8%-28.8pp | 80.3%-30.3pp |
| Annual return | 18.87% | 166.77%-147.9pp | 134.46%-115.6pp | 373.66%-354.8pp |
| Employer contribution / active EE | $4,790 | $5,478-12.6% | $4,821-0.6% | $4,754+0.8% |
| Participant deferral / active EE | $3,938 | $6,521-39.6% | $5,682-30.7% | $6,712-41.3% |
| Admin fee / account holder | $318 | $16,155-98.0% | $13,212-97.6% | $11,409-97.2% |