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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,858 | $160,028+17.4% | $147,080+27.7% | $145,884+28.8% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 6.40% | 98.60%-92.2pp | 420.17%-413.8pp | 551.85%-545.4pp |
| Employer contribution / active EE | $4,080 | $5,286-22.8% | $4,933-17.3% | $4,662-12.5% |
| Participant deferral / active EE | $8,843 | $8,422+5.0% | $8,066+9.6% | $6,690+32.2% |
| Admin fee / account holder | $48,284 | $15,030+221.2% | $12,989+271.7% | $13,392+260.5% |