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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,858 | $160,040+17.4% | $147,096+27.7% | $145,877+28.8% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 6.40% | 98.49%-92.1pp | 419.75%-413.3pp | 551.28%-544.9pp |
| Employer contribution / active EE | $4,080 | $5,289-22.9% | $4,936-17.3% | $4,663-12.5% |
| Participant deferral / active EE | $8,843 | $8,429+4.9% | $8,071+9.6% | $6,691+32.2% |
| Admin fee / account holder | $48,284 | $15,050+220.8% | $13,005+271.3% | $13,402+260.3% |