See peer percentile detail. $4.99 for your first month.
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Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
COMMONWEALTH FINANCIAL NETWORK6+ years Service code 26 · EIN 04-2675571 | Advisory (Participants) | $16,158 |
Filed as: JOHN HANCOCK LIFE INSURANCE C Service code 15 · EIN 01-0233346 | Recordkeeping | $1,600 |
WILSHIRE ASSOCIATES INCORPORATED6+ years Filed as: WILSHIRE ASSOCIATES INC(USA) Service code 26 · EIN 95-2755361 | Advisory (Participants) | $1,047 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,744 | $50,815-59.2% | $155,509-86.7% | $77,643-73.3% |
| Participation rate | 36.8% | 63.1%-26.3pp | 78.2%-41.4pp | 70.6%-33.7pp |
| Annual return | 16.50% | 34.80%-18.3pp | 64.67%-48.2pp | 31.24%-14.7pp |
| Employer contribution / active EE | $246 | $1,993-87.7% | $4,672-94.7% | $2,726-91.0% |
| Participant deferral / active EE | $1,402 | $2,822-50.3% | $5,626-75.1% | $4,647-69.8% |
| Admin fee / account holder | $211 | $437-51.8% | $15,912-98.7% | $430-51.1% |