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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,962 | $155,833-72.4% | $124,693-65.5% | $167,536-74.4% |
| Participation rate | 66.7% | 81.1%-14.4pp | 74.6%-7.9pp | 82.1%-15.4pp |
| Annual return | 13.53% | 17.98%-4.4pp | 5144.19%-5130.7pp | 478.82%-465.3pp |
| Employer contribution / active EE | $1,316 | $4,164-68.4% | $3,324-60.4% | $4,839-72.8% |
| Participant deferral / active EE | $1,693 | $5,675-70.2% | $4,615-63.3% | $6,342-73.3% |
| Admin fee / account holder | $2,369 | $9,534-75.2% | $7,494-68.4% | $12,315-80.8% |