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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,996 | $79,867-47.4% | $120,344-65.1% | $64,340-34.7% |
| Participation rate | 52.4% | 63.0%-10.5pp | 76.7%-24.3pp | 55.2%-2.8pp |
| Annual return | 19.61% | 21.10%-1.5pp | 20.30%-0.7pp | 24.14%-4.5pp |
| Employer contribution / active EE | $1,331 | $1,925-30.8% | $3,020-55.9% | $1,862-28.5% |
| Participant deferral / active EE | $2,467 | $3,593-31.3% | $5,135-51.9% | $2,980-17.2% |
| Admin fee / account holder | $6,641 | $5,039+31.8% | $12,742-47.9% | $3,703+79.4% |