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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,996 | $85,515-50.9% | $112,040-62.5% | $67,986-38.2% |
| Participation rate | 52.4% | 68.2%-15.8pp | 76.5%-24.1pp | 57.2%-4.8pp |
| Annual return | 19.61% | 29.68%-10.1pp | 24.52%-4.9pp | 31.67%-12.1pp |
| Employer contribution / active EE | $1,331 | $2,191-39.2% | $2,954-54.9% | $2,019-34.1% |
| Participant deferral / active EE | $2,467 | $4,014-38.5% | $5,098-51.6% | $3,358-26.5% |
| Admin fee / account holder | $6,641 | $3,774+76.0% | $12,098-45.1% | $3,203+107.3% |