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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,480 | $148,629+26.8% | $135,982+38.6% | $139,487+35.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 22.30% | 79.33%-57.0pp | 68.32%-46.0pp | 373.84%-351.5pp |
| Employer contribution / active EE | $3,152 | $5,247-39.9% | $4,859-35.1% | $4,755-33.7% |
| Participant deferral / active EE | $7,644 | $8,102-5.7% | $7,760-1.5% | $6,713+13.9% |
| Admin fee / account holder | $792 | $12,406-93.6% | $10,767-92.6% | $11,407-93.1% |