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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,846 | $209,888-56.7% | $189,545-52.1% | $167,553-45.8% |
| Participation rate | 94.4% | 88.7%+5.8pp | 87.8%+6.6pp | 82.1%+12.3pp |
| Annual return | 10.74% | 748.66%-737.9pp | 555.36%-544.6pp | 478.89%-468.2pp |
| Employer contribution / active EE | $5,062 | $6,915-26.8% | $6,162-17.9% | $4,840+4.6% |
| Participant deferral / active EE | $8,068 | $8,934-9.7% | $8,220-1.9% | $6,343+27.2% |
| Admin fee / account holder | $353 | $14,300-97.5% | $12,049-97.1% | $12,316-97.1% |