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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,897 | $175,259+4.4% | $149,723+22.2% | $139,487+31.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 13.47% | 166.82%-153.4pp | 134.50%-121.0pp | 373.84%-360.4pp |
| Employer contribution / active EE | $2,186 | $5,478-60.1% | $4,821-54.7% | $4,755-54.0% |
| Participant deferral / active EE | $8,531 | $6,522+30.8% | $5,682+50.1% | $6,713+27.1% |
| Admin fee / account holder | $1,466 | $16,158-90.9% | $13,215-88.9% | $11,407-87.1% |