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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,243 | $61,390-88.2% | $112,228-93.5% | $75,177-90.4% |
| Participation rate | 34.9% | 61.6%-26.8pp | 72.4%-37.5pp | 67.2%-32.3pp |
| Annual return | 42.37% | 28.47%+13.9pp | 30.23%+12.1pp | 160.75%-118.4pp |
| Employer contribution / active EE | $0 | $2,015-100.0% | $3,432-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,855 | $3,108-40.3% | $4,800-61.4% | $4,126-55.0% |
| Admin fee / account holder | $281 | $4,862-94.2% | $7,752-96.4% | $5,651-95.0% |