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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,234 | $197,637-54.3% | $177,848-49.3% | $158,982-43.2% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 2.89% | 58.77%-55.9pp | 48.33%-45.4pp | 302.99%-300.1pp |
| Employer contribution / active EE | $13,974 | $6,698+108.6% | $5,919+136.1% | $4,763+193.4% |
| Participant deferral / active EE | $22,750 | $8,405+170.7% | $7,714+194.9% | $5,983+280.2% |
| Admin fee / account holder | $705 | $15,406-95.4% | $12,431-94.3% | $11,252-93.7% |