Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,064 | $176,786-97.1% | $146,643-96.5% | $167,536-97.0% |
| Participation rate | 18.2% | 83.6%-65.4pp | 80.1%-61.9pp | 82.1%-63.9pp |
| Annual return | 14.49% | 24.04%-9.5pp | 22.75%-8.3pp | 478.82%-464.3pp |
| Employer contribution / active EE | $0 | $5,161-100.0% | $4,137-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $431 | $6,440-93.3% | $5,506-92.2% | $6,342-93.2% |
| Admin fee / account holder | $363 | $13,262-97.3% | $10,280-96.5% | $12,315-97.1% |