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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,159 | $100,279-88.9% | $81,353-86.3% | $145,884-92.4% |
| Participation rate | 47.8% | 74.3%-26.4pp | 69.5%-21.7pp | 80.3%-32.5pp |
| Annual return | 14.85% | 34.49%-19.6pp | 24.82%-10.0pp | 551.85%-537.0pp |
| Employer contribution / active EE | $1,954 | $2,979-34.4% | $2,464-20.7% | $4,662-58.1% |
| Participant deferral / active EE | $0 | $4,611-100.0% | $3,885-100.0% | $6,690-100.0% |
| Admin fee / account holder | $5,224 | $8,206-36.3% | $5,766-9.4% | $13,392-61.0% |