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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,159 | $100,147-88.9% | $81,286-86.3% | $145,877-92.4% |
| Participation rate | 47.8% | 74.2%-26.4pp | 69.5%-21.7pp | 80.3%-32.5pp |
| Annual return | 14.85% | 34.44%-19.6pp | 24.80%-9.9pp | 551.28%-536.4pp |
| Employer contribution / active EE | $1,954 | $2,977-34.4% | $2,463-20.7% | $4,663-58.1% |
| Participant deferral / active EE | $0 | $4,607-100.0% | $3,883-100.0% | $6,691-100.0% |
| Admin fee / account holder | $5,224 | $8,201-36.3% | $5,764-9.4% | $13,402-61.0% |