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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,573 | $89,367-62.4% | $141,191-76.2% | $72,975-54.0% |
| Participation rate | 64.5% | 75.1%-10.6pp | 82.5%-18.0pp | 69.5%-5.0pp |
| Annual return | 25.19% | 111.87%-86.7pp | 71.41%-46.2pp | 81.01%-55.8pp |
| Employer contribution / active EE | $2,036 | $3,115-34.6% | $4,736-57.0% | $2,440-16.6% |
| Participant deferral / active EE | $3,935 | $5,419-27.4% | $6,710-41.4% | $3,608+9.1% |
| Admin fee / account holder | $1,737 | $5,957-70.8% | $10,264-83.1% | $5,124-66.1% |