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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,544 | $172,111-66.0% | $150,298-61.0% | $137,256-57.3% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 9.93% | 69.37%-59.4pp | 62.79%-52.9pp | 220.34%-210.4pp |
| Employer contribution / active EE | $6,454 | $4,636+39.2% | $4,154+55.4% | $4,156+55.3% |
| Participant deferral / active EE | $791 | $6,166-87.2% | $5,453-85.5% | $6,407-87.7% |
| Admin fee / account holder | $209,023 | $16,471+1169.0% | $14,116+1380.8% | $12,270+1603.5% |