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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,706 | $125,184-73.1% | $105,607-68.1% | $145,884-76.9% |
| Participation rate | 88.2% | 77.6%+10.6pp | 75.3%+13.0pp | 80.3%+7.9pp |
| Annual return | 10.20% | 225.00%-214.8pp | 116.11%-105.9pp | 551.85%-541.6pp |
| Employer contribution / active EE | $3,935 | $3,720+5.8% | $3,167+24.3% | $4,662-15.6% |
| Participant deferral / active EE | $5,930 | $5,714+3.8% | $5,011+18.3% | $6,690-11.3% |
| Admin fee / account holder | $12,293 | $17,133-28.3% | $10,958+12.2% | $13,392-8.2% |