Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,981 | $76,696-85.7% | $96,515-88.6% | $71,511-84.6% |
| Participation rate | 9.2% | 66.6%-57.4pp | 74.3%-65.1pp | 67.9%-58.7pp |
| Annual return | 14.94% | 48.32%-33.4pp | 35.73%-20.8pp | 28.86%-13.9pp |
| Employer contribution / active EE | $0 | $3,032-100.0% | $3,740-100.0% | $2,589-100.0% |
| Participant deferral / active EE | $309 | $3,770-91.8% | $4,880-93.7% | $4,291-92.8% |
| Admin fee / account holder | $869 | $2,030-57.2% | $6,735-87.1% | $1,588-45.3% |