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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,589 | $199,109-47.5% | $173,730-39.8% | $154,746-32.4% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 0.47% | 20.02%-19.6pp | 19.96%-19.5pp | 172.34%-171.9pp |
| Employer contribution / active EE | $3,784 | $5,311-28.8% | $4,577-17.3% | $4,379-13.6% |
| Participant deferral / active EE | $11,874 | $7,113+66.9% | $6,326+87.7% | $6,730+76.4% |
| Admin fee / account holder | $6,146 | $20,916-70.6% | $17,523-64.9% | $14,365-57.2% |