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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,589 | $184,014-43.2% | $161,149-35.1% | $138,895-24.7% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 0.47% | 21.52%-21.1pp | 21.16%-20.7pp | 145.39%-144.9pp |
| Employer contribution / active EE | $3,784 | $5,055-25.1% | $4,360-13.2% | $4,194-9.8% |
| Participant deferral / active EE | $11,874 | $6,909+71.9% | $6,153+93.0% | $6,396+85.6% |
| Admin fee / account holder | $6,146 | $18,027-65.9% | $15,194-59.6% | $12,562-51.1% |