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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,589 | $254,759-58.9% | $216,567-51.7% | $198,609-47.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 0.47% | 10.04%-9.6pp | 12.94%-12.5pp | 202.70%-202.2pp |
| Employer contribution / active EE | $3,784 | $6,096-37.9% | $5,216-27.5% | $5,055-25.1% |
| Participant deferral / active EE | $11,874 | $6,948+70.9% | $6,191+91.8% | $6,977+70.2% |
| Admin fee / account holder | $6,146 | $26,311-76.6% | $21,981-72.0% | $19,030-67.7% |