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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,414 | $90,448-80.7% | $93,786-81.4% | $134,545-87.1% |
| Participation rate | 37.5% | 82.0%-44.5pp | 81.0%-43.5pp | 81.2%-43.7pp |
| Annual return | 0.00% | -15.71%+15.7pp | -11.32%+11.3pp | 418.37%-418.4pp |
| Employer contribution / active EE | $0 | $4,349-100.0% | $4,328-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $2,343 | $5,983-60.8% | $6,100-61.6% | $6,401-63.4% |
| Admin fee / account holder | $4,810 | $9,232-47.9% | $7,184-33.0% | $11,431-57.9% |