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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,184 | $112,935-69.7% | $90,970-62.4% | $158,966-78.5% |
| Participation rate | 62.5% | 74.7%-12.2pp | 69.0%-6.5pp | 82.0%-19.5pp |
| Annual return | 12.07% | 215.79%-203.7pp | 134.58%-122.5pp | 302.95%-290.9pp |
| Employer contribution / active EE | $913 | $2,895-68.5% | $2,122-57.0% | $4,762-80.8% |
| Participant deferral / active EE | $3,202 | $4,129-22.5% | $3,373-5.1% | $5,983-46.5% |
| Admin fee / account holder | $703 | $8,045-91.3% | $5,960-88.2% | $11,250-93.7% |