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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,633 | $111,785-44.0% | $93,669-33.1% | $145,877-57.1% |
| Participation rate | 75.0% | 74.2%+0.8pp | 68.7%+6.3pp | 80.3%-5.3pp |
| Annual return | 9.92% | 203.79%-193.9pp | 133.59%-123.7pp | 551.28%-541.4pp |
| Employer contribution / active EE | $1,491 | $3,096-51.8% | $2,424-38.5% | $4,663-68.0% |
| Participant deferral / active EE | $3,434 | $4,919-30.2% | $4,416-22.2% | $6,691-48.7% |
| Admin fee / account holder | $878 | $10,256-91.4% | $8,291-89.4% | $13,402-93.4% |