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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,970 | $124,346-13.2% | $111,308-3.0% | $167,536-35.6% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 8.66% | 37.45%-28.8pp | 54.67%-46.0pp | 478.82%-470.2pp |
| Employer contribution / active EE | $2,563 | $3,437-25.4% | $2,732-6.2% | $4,839-47.0% |
| Participant deferral / active EE | $7,163 | $5,182+38.2% | $4,487+59.6% | $6,342+12.9% |
| Admin fee / account holder | $985 | $10,621-90.7% | $7,965-87.6% | $12,315-92.0% |