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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,075 | $86,949-11.4% | $102,460-24.8% | $80,959-4.8% |
| Participation rate | 76.7% | 72.4%+4.3pp | 76.5%+0.2pp | 67.7%+9.0pp |
| Annual return | 7.94% | 18.89%-11.0pp | 29.47%-21.5pp | 35.67%-27.7pp |
| Employer contribution / active EE | $1,041 | $2,370-56.1% | $3,025-65.6% | $2,757-62.3% |
| Participant deferral / active EE | $2,600 | $4,121-36.9% | $5,056-48.6% | $4,300-39.5% |
| Admin fee / account holder | $524 | $8,048-93.5% | $9,460-94.5% | $6,925-92.4% |