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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,840 | $138,312-83.5% | $122,979-81.4% | $155,188-85.3% |
| Participation rate | 84.6% | 80.2%+4.4pp | 77.2%+7.4pp | 80.8%+3.8pp |
| Annual return | 25.05% | 22.06%+3.0pp | 20.12%+4.9pp | 148.84%-123.8pp |
| Employer contribution / active EE | $1,531 | $3,530-56.6% | $3,062-50.0% | $4,248-63.9% |
| Participant deferral / active EE | $5,311 | $5,592-5.0% | $5,003+6.2% | $6,531-18.7% |
| Admin fee / account holder | $795 | $15,089-94.7% | $12,864-93.8% | $14,480-94.5% |