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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,372 | $149,040-86.3% | $120,225-83.1% | $137,256-85.2% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 20.70% | 605.68%-585.0pp | 439.23%-418.5pp | 220.34%-199.6pp |
| Employer contribution / active EE | $1,856 | $4,350-57.3% | $3,475-46.6% | $4,156-55.3% |
| Participant deferral / active EE | $3,505 | $4,655-24.7% | $3,999-12.4% | $6,407-45.3% |
| Admin fee / account holder | $602 | $6,348-90.5% | $5,696-89.4% | $12,270-95.1% |