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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,295 | $211,239-52.5% | $178,528-43.8% | $145,877-31.2% |
| Participation rate | 90.0% | 80.8%+9.2pp | 77.1%+12.9pp | 80.3%+9.7pp |
| Annual return | 7.99% | 30.22%-22.2pp | 27.11%-19.1pp | 551.28%-543.3pp |
| Employer contribution / active EE | $13,209 | $4,570+189.0% | $3,950+234.4% | $4,663+183.3% |
| Participant deferral / active EE | $5,122 | $6,963-26.4% | $6,278-18.4% | $6,691-23.4% |
| Admin fee / account holder | $3,647 | $12,095-69.8% | $10,419-65.0% | $13,402-72.8% |