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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,719 | $82,678-81.0% | $125,391-87.5% | $68,490-77.0% |
| Participation rate | 42.9% | 75.1%-32.2pp | 82.4%-39.5pp | 67.9%-25.0pp |
| Annual return | -24.53% | -5.97%-18.6pp | 572.41%-596.9pp | -7.85%-16.7pp |
| Employer contribution / active EE | $1,849 | $3,382-45.3% | $4,816-61.6% | $2,597-28.8% |
| Participant deferral / active EE | $3,072 | $6,111-49.7% | $7,448-58.8% | $4,028-23.7% |
| Admin fee / account holder | $0 | $6,277-100.0% | $10,009-100.0% | $5,403-100.0% |