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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,968 | $85,060-10.7% | $70,565+7.7% | $139,487-45.5% |
| Participation rate | 100.0% | 73.9%+26.1pp | 68.4%+31.6pp | 80.3%+19.7pp |
| Annual return | 12.57% | 30.39%-17.8pp | 32.79%-20.2pp | 373.84%-361.3pp |
| Employer contribution / active EE | $3,183 | $3,912-18.6% | $2,976+7.0% | $4,755-33.1% |
| Participant deferral / active EE | $8,030 | $5,891+36.3% | $4,568+75.8% | $6,713+19.6% |
| Admin fee / account holder | $1,564 | $8,932-82.5% | $6,430-75.7% | $11,407-86.3% |