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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 82-1364595 | Advisory (Plan) | $68,757 |
Service code 37 · EIN 04-2647786 | Loan Processing | $36,732 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,785 | $28,601+266.4% | $71,755+46.0% | $66,938+56.5% |
| Participation rate | 89.2% | 56.7%+32.5pp | 62.3%+26.8pp | 69.8%+19.4pp |
| Annual return | -16.55% | -10.90%-5.7pp | 9.09%-25.6pp | 1.58%-18.1pp |
| Employer contribution / active EE | $7,340 | $1,104+564.8% | $1,704+330.9% | $2,545+188.4% |
| Participant deferral / active EE | $9,127 | $1,912+377.4% | $2,656+243.7% | $4,238+115.3% |
| Admin fee / account holder | $321 | $506-36.5% | $3,972-91.9% | $594-45.8% |