See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 8-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INSURANCE Service code 15 · EIN 01-0233346 | Recordkeeping | $1,122 |
Filed as: WILSHIRE ASSOCIATES INC Service code 26 · EIN 95-2755361 | Advisory (Participants) | $528 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,096 | $59,623-59.6% | $95,585-74.8% | $85,563-71.8% |
| Participation rate | 31.6% | 57.2%-25.7pp | 72.1%-40.5pp | 66.0%-34.4pp |
| Annual return | 18.20% | 18.22%0pp | 38.56%-20.4pp | 31.51%-13.3pp |
| Employer contribution / active EE | $984 | $1,669-41.1% | $2,527-61.1% | $2,654-62.9% |
| Participant deferral / active EE | $1,903 | $3,357-43.3% | $4,023-52.7% | $4,375-56.5% |
| Admin fee / account holder | $243 | $650-62.7% | $6,127-96.0% | $834-70.9% |